There’s nothing like a cruise to feed the soul and broaden the mind. And nothing like the unexpected to put a dampener on your plans.
Ensure you are covered for general medical expenses overseas, existing medical conditions, hospitalisation and medical evacuations.
If you plan on participating in sports such as scuba diving or parasailing, ensure your policy covers these activities.
International travel insurance is recommended on Australian coastal cruises, as your cruise is outside the scope of Australian Medicare.
Be aware when organising your insurance that uninsured travellers (or their families) are held personally liable for cancellation, medical and associated costs incurred at any time whether before the cruise, on board or overseas. Hospitalisation costs on board or outside of the country and medical evacuation costs are very expensive and are not covered by Medicare or private health insurance. Daily hospital bills can cost as much as AUD 5,000 per day. All consultations, treatments and medications are charged at private rates.
If something goes wrong, you want expert help fast so you can keep travelling.
For more information, please see the Department of Foreign Affairs website at smartraveller.gov.au.
For Australian guests, please obtain a quote here with Cover-More Travel Insurance or phone 1300 159 454 (AU) for information on travel insurance.
Disclosure: P&O Cruises Australia has a referral arrangement with Cover-More and may receive a fee or commission if you choose to purchase an insurance product from Cover-More.
Some Cover-More benefits do not apply to claims involving travel on our cruises. for example, there is no cover for medical expenses if you are diagnosed with covid-19 on or after a cruise. it is your sole responsibility to read the pds for details of what cover is included before purchasing any insurance products.
Limits, sub-limits, conditions and exclusions apply. insurance administered by cover-more insurance services pty ltd (abn 95 003 114 145, afsl 241713) on behalf of the product issuer, zurich australian insurance limited [abn 13 000 296 640, afsl 232507). any advice is general advice only. please consider your financial situation, needs and objectives and read the combined fsg/pds before deciding to buy this insurance. for information on the target market and target market determination for these products, contact cover-more on 1300 77 88 22.
As australian medicare, new zealand acc and private health insurance won’t cover you for medical costs onboard, all cruises (even domestic cruises) require international travel insurance.